Travel Insurance

Ensuring Your Peace of Mind While Traveling

Your safety and well-being are of paramount importance to us, and we strongly recommend that all our passengers consider obtaining personal travel insurance. Travel insurance offers valuable coverage for unexpected trip cancellations and ensures protection throughout the entirety of your journey. While we encourage you to conduct your own research to select a travel insurance provider and plan that best suits your needs, we’ve partnered with reputable company EkTA

Booking a trip inherently involves some level of uncertainty. Travel insurance acts as a safety net, providing you with the confidence to embark on your adventures. It’s specifically designed to shield you from significant financial risks that you wouldn’t want to face alone. While inexpensive trips may not always necessitate travel insurance, it becomes invaluable when you’ve made substantial upfront reservations or are embarking on a major international journey.

The world of travel insurance offers a variety of policies tailored to different needs, and the right plan for you depends on your unique circumstances. In the following sections, we’ll explore common travel insurance requirements, factors influencing the cost of coverage, present various travel insurance products, and guide you through the process of securing the coverage you need.”

Common travel insurance needs

Depending on the type of coverage you’re looking for, the chart below will help you determine what to look for when selecting a policy:

  • Payment of medical expenses if you get sick or injured on a trip and need emergency care that’s not covered by your regular health insurance plan.
  • To be taken to the nearest hospital or flown home if necessary when you’re injured or you get sick.
  • Reimbursement of nonrefundable reservations if you get sick and have to cancel or end a trip early; reimbursement if you incur extra costs (e.g., lodging) due to a delay by the airline or other carrier.
  • Payment for lost, stolen or damaged baggage.
  • Help finding a lawyer abroad.

Factors Influencing the Cost of Travel Insurance

The cost of a comprehensive travel insurance plan typically falls within the range of 4% to 8% of the total trip cost. However, this price can vary significantly based on several key factors:

  1. Length and Cost of the Trip: The duration and overall expense of your journey play a pivotal role in determining the cost of your travel insurance. Longer and more costly trips typically result in higher policy costs.

  2. Local Healthcare Costs: The cost of healthcare in your destination is a critical factor. If medical services are expensive in the region you’re visiting, it can lead to an increase in the price of your trip insurance.

  3. Pre-Existing Medical Conditions: If you have pre-existing medical conditions that you wish to have covered, this will generally drive up the cost of your travel insurance. It’s important to disclose any existing health conditions during the application process.

  4. Coverage Amount and Scope: The extent of coverage you select significantly impacts the cost. Policies offering broader coverage or covering a wider range of risks tend to be more expensive.

  5. Age: Typically, age is a determining factor. The older you are, the higher the price you can expect to pay for travel insurance. Older individuals may encounter higher premiums.


When evaluating different travel insurance options, it’s essential to consider these factors carefully. Tailoring your coverage to your specific needs and understanding how these variables affect pricing can help you make an informed decision when selecting the right travel insurance policy.

frequently Asked Questions

Travel insurance is one of the essential requirements when travelling abroad as a tourist. It is very likely that you are going to be asked to present one at passport control, especially in the times of COVID-19 pandemics. Therefore, in the case of illness or injury during a trip abroad it is always better to have a tourist insurance policy at your fingertips in order to have access to medical care without much risk to your budget.

EKTA insurance company provides several types of insurance for overseas travel:

  • Luggage insurance – luggage is most often lost at the airports; however, there are other places, too. Besides, baggage may be delayed for some reasons. We insure both against the loss (at the airport, railway station, hotel) and the delay;
  • Travel cancellation insurance – should your flight be postponed or cancelled, an insurance benefit for the inconvenience caused may help you offset negative emotions. This policy also includes insurance against hotel booking cancellation and other upsetting circumstances;
  • Medical insurance – the most common type. Of course, it is unlikely that you are going to fall ill or get an injury, but it is required in almost every country you may want to visit. You can get travel insurance for 365 or 90 days as well as for a short-term trip abroad. In any case it is not going to be too costly.
  • Extreme activities insurance is a special type of medical insurance for those enjoying extreme sports. If you are going skiing or snowboarding to the mountains, or surfing on a coast, it is the kind of insurance you need. This is because these are high risk activities and there is a high chance of getting injured, thus, an ordinary medical policy is not going to be useful here. “Extreme” insurance costs a bit more, although there are more losses covered.

If you need to get travel insurance, it is entirely up to you how to obtain it. In order to do this successfully, you need to know everything about the place you are heading to and about yourself. Thus, if you are not forgetful, you carry a lightweight luggage along and you are not going to go mountain climbing, car racing, snowboarding, etc., a common medical insurance without any additional options should be all you need. Are you travelling with luggage and you have lost it before (either because of your fault or not)? The least that can be done is to lift your spoilt mood by getting an insurance payment if the baggage is lost. If you are an athlete travelling to a competition spot, then you need the full package – both medical insurance for extreme activities and luggage insurance. This is because there is a high risk of getting injured and it is better to be on the safe side and get proper insurance without having to pay for your medical expenses should the worst happen. Moreover, every respected athlete carries along some sort of professional equipment and it is preferable to insure it as well. How to spend less on accident insurance for travelers? If an insurance policy is the last thing which you want to pay for before the trip, we recommend getting it for the shortest term possible. If you are going away for the weekend, get travel insurance for a week or any other minimum period, preferably with some extra days. This way you will both meet the requirement and save your money.

EKTA insurance company offers you high-quality insurance for travelling abroad with the possibility to issue a policy online. It is worth pointing out that we use the term “high-quality” for a number of reasons, the main being that we issue policies which REALLY help you get proper medical care for a tourist. Of course, you can always find other offers much cheaper, however, the question whether they will be useful in the insurance event still remains open. We provide real insurance; you are able to obtain help by our policies wherever you go and our policies help you get visas as well.

It depends on your destination country, the purpose of the visit, term of stay and the age of the insured person.

Yes, EKTA insurance company offers you this opportunity. You can order insurance on our website.

The whole procedure takes about 5 minutes.

Your policy states the phone numbers which should be contacted in the case of an insurance event; this can also be done via a messenger of your liking. When issuing a policy, a company employee shall highlight those to be easy for you to find.

You can buy insurance and pay online.

You will receive an insurance policy to your e-mail within 60 seconds.

The minimum term for travel insurance is 1 day.

Yes, it is one of the requirements for a visa-free entry. .

No, they are equally valid. There is no need to print out your electronic policy.

Yes, children, as well as retired persons, need to be insured before travelling abroad.

All types of coverage, except cancellation insurance, come into force from the date of insurance stated in the policy.

You can issue an insurance policy for any one without his participation. After payment, send the electronic insurance policy to the appropriate person.

When selecting a country, select the option “Europe” or “Worldwide”